Services

Sun Life Financial Advice

Fit Health Therapy extend its services to serve most especially the Filipino to educate and assist both in health and financial issues.

SUN FIT AND WELL (NEW)

SUN Fit and Well is a New Generation Wellness Product that offers you comprehensive life and health protection no matter what happens, giving you and your family comfort and peace of mind in times of great distress caused by a serious illness.

Watch: Piolo’s SUN Fit and Well TVC

Consumer Insights

Health is a major concern globally and also a major concern in the Philippines. More than half of the Filipino active savers (51%) are presently engaged in saving for health-related issues. Filipino respondents says that they are employing diversified strategies in saving for health issues using a mix of local and bank accounts, life insurance, government-initiated retirement schemes, provident fund and savings schemes, and investment linked insurance policy.

Key Findings: Preparedness of the Filipino Households if one of the family members suffer from Grave Illness or Required Expense Medical Treatment. According to Sun Life-Social Weather Stations’ Nationwide Survery on the Financial Preparedness of Filipino Household Financial Decision Makers (April 2014): Study shows that only 2 out of 10 households are well prepared while 87% are “somewhat prepared” to “totally not prepared”. Most Filipinos still expect financial support from their spouse/partner, relatives and children in case they got seriously ill.

Study shows as well that Source of funds for health and medical expenses comes mostly from the pocket, which creates negative impact on the household’s financial situation.

Source: http://nscb.gov.ph/stats/pnha/

Realities and Challenges

Despite most saying that being healthy is the most important aspect of life, more Filipinos still fail to practice healthy living.

30% of the population of the Philippines are: OVERWORKED which they have the highest stress levels, OVERWEIGHT 1 in 4 do not get enough sleep and OVERWHELMED in which 1 in 5 are not satisfied with their level of energy.

60% prefer to rest on the couch over exercise.

48% prefer to eat whatever they like over being slim.

16% don’t mind doing unhealthy things occasionally.

But still WORRY mostly about . . . heart disease, diabetes and cancer which is the top 3 leading causes of death in the Philippines and classified as Critical Illness. Based on the Department of Health Survey of Ten Leading (10) Causes Mortality number and rate of 100,000 Philippine Population 5-Year Average (2005-2009 and 2010.

Product Solution: SUN Fit and Well

SUN Fit and Well is a participating, limited-pay whole life critical illness product that provides a combined benefit of savings and comprehensive health protection until age 100.

Savings: This includes (1) Limited-pay level premium, (2) Anticipated endowment benefit and (3) Special paid-up bonus including dividends.

Health Protection: Aims to provide a comprehensive protection on CI to address the needs while going through key stages of the customer’s healthy journey; Prevention, Diagnosis, Treatment, Rehabilitation

Enhance your coverage by availing of SUN Fit and Well Plus or SUN Fit and Well Advantage:

Guaranteed Cash Benefits
As early as age 65, SUN Fit and Well Plus and SUN Fit and Well Advantage lets you advance 5% of the Face Amount for 8 consecutive years, giving you a steady income stream that you can rest on during your golden years.
Treatment and Rehabilitation Booster
Avail of SUN Fit and Well Advantage and supplement your benefits to cover expenses related to medical treatment, hospitalization, follow-up specialist visits, home recovery and palliative care.

Competent and Licensed Financial Advisers will provide detailed information and happy to guide you base on your needs for future short or long-term needs both in health and investment.

Feel free to message us, click> HERE.

Keywords: Sun Fit and Well, Health Investment, Health Protection, Health and Wellness Benefits, Health Emergencies, Health Insurance